Coaching Terms | Mike Henderson, Financial Coach

Coaching Terms

Thank you for making Mike Henderson, Certified Dave Ramsey Financial Coach, a part of your financial plan. I look forward to serving your needs. To help guide our relationship, please review the information below.

Scheduling Appointments

The first Free Session with me can be scheduled on this website here. The following appointments are scheduled directly with me after every call. I understand that your time and resources are extremely valuable, so I ask that you honor your scheduled appointment time. If you need to reschedule, please email or call me at least 24 hours in advance. Appointments can be conducted one-on-one, over the phone, or by a video conference call.

Spousal Participation

If you are married, both spouses must participate and commit to all scheduled coaching sessions. If your spouse is not available for an appointment, we will reschedule.

Refund Policy

I do not offer refunds for my coaching services as I am a fee-for-time service. I promise that you will get out of the coaching session what you put into it.

Coaching Services

I assume the responsibility of understanding and evaluating your current needs, goals, and resources in order to develop a strategy to meet your objectives. However, in order to make your plan work, I expect that you will come prepared to take the steps necessary to succeed, take full responsibility for your plan and its implementation, and contact me when you need additional advice and direction.


You are asked to fill out a Financial Overview so I can be better prepared to help you. I ask that this be filled out to the very best of your knowledge and ability prior to your first scheduled appointment. You assume all responsibility for providing accurate and complete materials, documentation, and facts upon which our coaching will be based.

Confidentiality Policy

I will keep completely confidential all matters discussed, facts revealed, and the nature and content of all documents you provide to me or we generate. I will reveal such matters only upon receipt of a written authorization and clear, verifiable instructions from you telling me exactly what I may reveal.


Coaching is designed to give you accurate and authoritative information with regard to the subject matter covered. I am not authorized to render legal, accounting, or other professional advice. Since your situation is fact-dependent, you must additionally seek the services of an appropriate licensed legal, accounting, or investment service for matters relating to these areas.